Market Overview
Home Prices in Mount Ephraim, NJ
The median home value in Mount Ephraim, NJ is $315,948 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Ephraim are priced23% below average. Mount Ephraim is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.
Over the past five years, Mount Ephraim home values have risen by approximately52.1%, reflecting strong long-term appreciation in this market.
Price History
Mount Ephraim Home Price Trend
City Comparison
Mount Ephraim vs. National Median
At $315,948, homes in Mount Ephraim cost 23% below the national median of $410,000. This makes Mount Ephraim a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mount Ephraim?
20% Down Payment
$63,190
on $315,948
Monthly P&I
$1,648/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,093/mo
incl. taxes & insurance
Income Needed
$83,720
gross annual (30% rule)
10% Down Option
$31,595
+ PMI applies
Loan Amount (20% dn)
$252,758
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Ephraim, NJ?
The median home value in Mount Ephraim is $315,948 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Mount Ephraim?
Over the past year, home values in Mount Ephraim have increased by 2%. Over five years, prices have risen approximately 52.1%.
How much do I need to earn to buy a home in Mount Ephraim?
To comfortably afford the median home price of $315,948 with a 20% down payment ($63,190) at today's rates (6.8%), you'd need a gross annual income of approximately $83,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Ephraim compare to the national average home price?
The national median home value is approximately $410,000. At $315,948, homes in Mount Ephraim are 23% below the national average.
What metro area is Mount Ephraim part of?
Mount Ephraim is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.