📍 Mountainside, NJ · Zillow ZHVI · July 2026

Average Home Price in
Mountainside, NJ

New York-Newark-Jersey City, NY-NJ-PA metro area · Union County County

Median Home Value
$1,084,298
↑ 2.5% year-over-year
vs. National Median
$410,000
Mountainside is 164% above
Est. Monthly Payment
$5,655/mo
20% down · 6.8% rate
Income Needed
$287K
gross annual (30% rule)
Median Home Value
$1,084,298
↑ 2.5% year-over-year

Down Payment (20%)$216,860
Monthly P&I$5,655/mo
With Taxes & Ins.~$7,182/mo
Income Needed$287,280/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Mountainside, NJ

The median home value in Mountainside, NJ is $1,084,298 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 6.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Mountainside are priced164% above average. Mountainside is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.

Over the past five years, Mountainside home values have risen by approximately34.0%, reflecting strong long-term appreciation in this market.

City Comparison

Mountainside vs. National Median

🏠 Mountainside
$1,084,298
National Median
$410,000

At $1,084,298, homes in Mountainside cost 164% above the national median of $410,000. Buyers in Mountainside should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Mountainside?

20% Down Payment
$216,860
on $1,084,298
Monthly P&I
$5,655/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,182/mo
incl. taxes & insurance
Income Needed
$287,280
gross annual (30% rule)
10% Down Option
$108,430
+ PMI applies
Loan Amount (20% dn)
$867,438
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Mountainside, NJ?
The median home value in Mountainside is $1,084,298 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Mountainside?
Over the past year, home values in Mountainside have increased by 2.5%. Over five years, prices have risen approximately 34.0%.
How much do I need to earn to buy a home in Mountainside?
To comfortably afford the median home price of $1,084,298 with a 20% down payment ($216,860) at today's rates (6.8%), you'd need a gross annual income of approximately $287,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Mountainside compare to the national average home price?
The national median home value is approximately $410,000. At $1,084,298, homes in Mountainside are 164% above the national average.
What metro area is Mountainside part of?
Mountainside is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.