Market Overview
Home Prices in Neptune Township, NJ
The median home value in Neptune Township, NJ is $625,759 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Neptune Township are priced53% above average. Neptune Township is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Neptune Township home values have risen by approximately41.1%, reflecting strong long-term appreciation in this market.
Price History
Neptune Township Home Price Trend
City Comparison
Neptune Township vs. National Median
At $625,759, homes in Neptune Township cost 53% above the national median of $410,000. Buyers in Neptune Township should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Neptune Township?
20% Down Payment
$125,152
on $625,759
Monthly P&I
$3,264/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,145/mo
incl. taxes & insurance
Income Needed
$165,800
gross annual (30% rule)
10% Down Option
$62,576
+ PMI applies
Loan Amount (20% dn)
$500,607
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Neptune Township, NJ?
The median home value in Neptune Township is $625,759 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Neptune Township?
Over the past year, home values in Neptune Township have increased by 4.5%. Over five years, prices have risen approximately 41.1%.
How much do I need to earn to buy a home in Neptune Township?
To comfortably afford the median home price of $625,759 with a 20% down payment ($125,152) at today's rates (6.8%), you'd need a gross annual income of approximately $165,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Neptune Township compare to the national average home price?
The national median home value is approximately $410,000. At $625,759, homes in Neptune Township are 53% above the national average.
What metro area is Neptune Township part of?
Neptune Township is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.