📍 North Wildwood, NJ · Zillow ZHVI · July 2026

Average Home Price in
North Wildwood, NJ

Ocean City, NJ metro area · Cape May County County

Median Home Value
$685,014
↑ 10.8% year-over-year
vs. National Median
$410,000
North Wildwood is 67% above
Est. Monthly Payment
$3,573/mo
20% down · 6.8% rate
Income Needed
$182K
gross annual (30% rule)
Median Home Value
$685,014
↑ 10.8% year-over-year

Down Payment (20%)$137,003
Monthly P&I$3,573/mo
With Taxes & Ins.~$4,538/mo
Income Needed$181,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in North Wildwood, NJ

The median home value in North Wildwood, NJ is $685,014 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.8% compared to a year ago and up 5.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in North Wildwood are priced67% above average. North Wildwood is part of the Ocean City, NJ metro area.

Over the past five years, North Wildwood home values have risen by approximately52.3%, reflecting strong long-term appreciation in this market.

City Comparison

North Wildwood vs. National Median

🏠 North Wildwood
$685,014
National Median
$410,000

At $685,014, homes in North Wildwood cost 67% above the national median of $410,000. Buyers in North Wildwood should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in North Wildwood?

20% Down Payment
$137,003
on $685,014
Monthly P&I
$3,573/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,538/mo
incl. taxes & insurance
Income Needed
$181,520
gross annual (30% rule)
10% Down Option
$68,501
+ PMI applies
Loan Amount (20% dn)
$548,011
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in North Wildwood, NJ?
The median home value in North Wildwood is $685,014 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.8% year-over-year.
How much have home prices changed in North Wildwood?
Over the past year, home values in North Wildwood have increased by 10.8%. Over five years, prices have risen approximately 52.3%.
How much do I need to earn to buy a home in North Wildwood?
To comfortably afford the median home price of $685,014 with a 20% down payment ($137,003) at today's rates (6.8%), you'd need a gross annual income of approximately $181,520. This assumes keeping total housing costs at or below 30% of gross income.
How does North Wildwood compare to the national average home price?
The national median home value is approximately $410,000. At $685,014, homes in North Wildwood are 67% above the national average.
What metro area is North Wildwood part of?
North Wildwood is part of the Ocean City, NJ metropolitan area. Home prices and market conditions can vary across the broader metro region.