📍 Ocean View, NJ · Zillow ZHVI · July 2026

Average Home Price in
Ocean View, NJ

Ocean City, NJ metro area · Cape May County County

Median Home Value
$489,815
↑ 6.2% year-over-year
vs. National Median
$410,000
Ocean View is 19% above
Est. Monthly Payment
$2,555/mo
20% down · 6.8% rate
Income Needed
$130K
gross annual (30% rule)
Median Home Value
$489,815
↑ 6.2% year-over-year

Down Payment (20%)$97,963
Monthly P&I$2,555/mo
With Taxes & Ins.~$3,245/mo
Income Needed$129,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ocean View, NJ

The median home value in Ocean View, NJ is $489,815 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and up 3.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ocean View are priced19% above average. Ocean View is part of the Ocean City, NJ metro area.

Over the past five years, Ocean View home values have risen by approximately38.2%, reflecting strong long-term appreciation in this market.

City Comparison

Ocean View vs. National Median

🏠 Ocean View
$489,815
National Median
$410,000

At $489,815, homes in Ocean View cost 19% above the national median of $410,000. Buyers in Ocean View should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Ocean View?

20% Down Payment
$97,963
on $489,815
Monthly P&I
$2,555/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,245/mo
incl. taxes & insurance
Income Needed
$129,800
gross annual (30% rule)
10% Down Option
$48,982
+ PMI applies
Loan Amount (20% dn)
$391,852
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ocean View, NJ?
The median home value in Ocean View is $489,815 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Ocean View?
Over the past year, home values in Ocean View have increased by 6.2%. Over five years, prices have risen approximately 38.2%.
How much do I need to earn to buy a home in Ocean View?
To comfortably afford the median home price of $489,815 with a 20% down payment ($97,963) at today's rates (6.8%), you'd need a gross annual income of approximately $129,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Ocean View compare to the national average home price?
The national median home value is approximately $410,000. At $489,815, homes in Ocean View are 19% above the national average.
What metro area is Ocean View part of?
Ocean View is part of the Ocean City, NJ metropolitan area. Home prices and market conditions can vary across the broader metro region.