Market Overview
Home Prices in Perth Amboy, NJ
The median home value in Perth Amboy, NJ is $506,201 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 7.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Perth Amboy are priced23% above average. Perth Amboy is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Perth Amboy home values have risen by approximately34.3%, reflecting strong long-term appreciation in this market.
Price History
Perth Amboy Home Price Trend
City Comparison
Perth Amboy vs. National Median
At $506,201, homes in Perth Amboy cost 23% above the national median of $410,000. Buyers in Perth Amboy should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Perth Amboy?
20% Down Payment
$101,240
on $506,201
Monthly P&I
$2,640/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,353/mo
incl. taxes & insurance
Income Needed
$134,120
gross annual (30% rule)
10% Down Option
$50,620
+ PMI applies
Loan Amount (20% dn)
$404,961
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Perth Amboy, NJ?
The median home value in Perth Amboy is $506,201 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Perth Amboy?
Over the past year, home values in Perth Amboy have increased by 2%. Over five years, prices have risen approximately 34.3%.
How much do I need to earn to buy a home in Perth Amboy?
To comfortably afford the median home price of $506,201 with a 20% down payment ($101,240) at today's rates (6.8%), you'd need a gross annual income of approximately $134,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Perth Amboy compare to the national average home price?
The national median home value is approximately $410,000. At $506,201, homes in Perth Amboy are 23% above the national average.
What metro area is Perth Amboy part of?
Perth Amboy is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.