Market Overview
Home Prices in Pine Beach, NJ
The median home value in Pine Beach, NJ is $587,989 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.9% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pine Beach are priced43% above average. Pine Beach is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Pine Beach home values have risen by approximately49.2%, reflecting strong long-term appreciation in this market.
Price History
Pine Beach Home Price Trend
City Comparison
Pine Beach vs. National Median
At $587,989, homes in Pine Beach cost 43% above the national median of $410,000. Buyers in Pine Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Pine Beach?
20% Down Payment
$117,598
on $587,989
Monthly P&I
$3,067/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,895/mo
incl. taxes & insurance
Income Needed
$155,800
gross annual (30% rule)
10% Down Option
$58,799
+ PMI applies
Loan Amount (20% dn)
$470,391
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pine Beach, NJ?
The median home value in Pine Beach is $587,989 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.9% year-over-year.
How much have home prices changed in Pine Beach?
Over the past year, home values in Pine Beach have increased by 5.9%. Over five years, prices have risen approximately 49.2%.
How much do I need to earn to buy a home in Pine Beach?
To comfortably afford the median home price of $587,989 with a 20% down payment ($117,598) at today's rates (6.8%), you'd need a gross annual income of approximately $155,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Pine Beach compare to the national average home price?
The national median home value is approximately $410,000. At $587,989, homes in Pine Beach are 43% above the national average.
What metro area is Pine Beach part of?
Pine Beach is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.