Market Overview
Home Prices in Point Pleasant Beach, NJ
The median home value in Point Pleasant Beach, NJ is $1,118,596 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.5% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Point Pleasant Beach are priced173% above average. Point Pleasant Beach is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Point Pleasant Beach home values have risen by approximately44.7%, reflecting strong long-term appreciation in this market.
Price History
Point Pleasant Beach Home Price Trend
City Comparison
Point Pleasant Beach vs. National Median
At $1,118,596, homes in Point Pleasant Beach cost 173% above the national median of $410,000. Buyers in Point Pleasant Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Point Pleasant Beach?
20% Down Payment
$223,719
on $1,118,596
Monthly P&I
$5,834/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,409/mo
incl. taxes & insurance
Income Needed
$296,360
gross annual (30% rule)
10% Down Option
$111,860
+ PMI applies
Loan Amount (20% dn)
$894,877
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Point Pleasant Beach, NJ?
The median home value in Point Pleasant Beach is $1,118,596 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.5% year-over-year.
How much have home prices changed in Point Pleasant Beach?
Over the past year, home values in Point Pleasant Beach have increased by 12.5%. Over five years, prices have risen approximately 44.7%.
How much do I need to earn to buy a home in Point Pleasant Beach?
To comfortably afford the median home price of $1,118,596 with a 20% down payment ($223,719) at today's rates (6.8%), you'd need a gross annual income of approximately $296,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Point Pleasant Beach compare to the national average home price?
The national median home value is approximately $410,000. At $1,118,596, homes in Point Pleasant Beach are 173% above the national average.
What metro area is Point Pleasant Beach part of?
Point Pleasant Beach is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.