📍 Port Reading, NJ · Zillow ZHVI · July 2026

Average Home Price in
Port Reading, NJ

New York-Newark-Jersey City, NY-NJ-PA metro area · Middlesex County County

Median Home Value
$550,654
↑ 2.7% year-over-year
vs. National Median
$410,000
Port Reading is 34% above
Est. Monthly Payment
$2,872/mo
20% down · 6.8% rate
Income Needed
$146K
gross annual (30% rule)
Median Home Value
$550,654
↑ 2.7% year-over-year

Down Payment (20%)$110,131
Monthly P&I$2,872/mo
With Taxes & Ins.~$3,647/mo
Income Needed$145,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Port Reading, NJ

The median home value in Port Reading, NJ is $550,654 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 7.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Port Reading are priced34% above average. Port Reading is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.

Over the past five years, Port Reading home values have risen by approximately42.8%, reflecting strong long-term appreciation in this market.

City Comparison

Port Reading vs. National Median

🏠 Port Reading
$550,654
National Median
$410,000

At $550,654, homes in Port Reading cost 34% above the national median of $410,000. Buyers in Port Reading should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Port Reading?

20% Down Payment
$110,131
on $550,654
Monthly P&I
$2,872/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,647/mo
incl. taxes & insurance
Income Needed
$145,880
gross annual (30% rule)
10% Down Option
$55,065
+ PMI applies
Loan Amount (20% dn)
$440,523
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Port Reading, NJ?
The median home value in Port Reading is $550,654 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Port Reading?
Over the past year, home values in Port Reading have increased by 2.7%. Over five years, prices have risen approximately 42.8%.
How much do I need to earn to buy a home in Port Reading?
To comfortably afford the median home price of $550,654 with a 20% down payment ($110,131) at today's rates (6.8%), you'd need a gross annual income of approximately $145,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Port Reading compare to the national average home price?
The national median home value is approximately $410,000. At $550,654, homes in Port Reading are 34% above the national average.
What metro area is Port Reading part of?
Port Reading is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.