Market Overview
Home Prices in Ridgefield, NJ
The median home value in Ridgefield, NJ is $792,471 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.1% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ridgefield are priced93% above average. Ridgefield is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Ridgefield home values have risen by approximately28.1%, reflecting strong long-term appreciation in this market.
Price History
Ridgefield Home Price Trend
City Comparison
Ridgefield vs. National Median
At $792,471, homes in Ridgefield cost 93% above the national median of $410,000. Buyers in Ridgefield should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ridgefield?
20% Down Payment
$158,494
on $792,471
Monthly P&I
$4,133/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,249/mo
incl. taxes & insurance
Income Needed
$209,960
gross annual (30% rule)
10% Down Option
$79,247
+ PMI applies
Loan Amount (20% dn)
$633,977
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ridgefield, NJ?
The median home value in Ridgefield is $792,471 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.1% year-over-year.
How much have home prices changed in Ridgefield?
Over the past year, home values in Ridgefield have increased by 7.1%. Over five years, prices have risen approximately 28.1%.
How much do I need to earn to buy a home in Ridgefield?
To comfortably afford the median home price of $792,471 with a 20% down payment ($158,494) at today's rates (6.8%), you'd need a gross annual income of approximately $209,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Ridgefield compare to the national average home price?
The national median home value is approximately $410,000. At $792,471, homes in Ridgefield are 93% above the national average.
What metro area is Ridgefield part of?
Ridgefield is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.