Market Overview
Home Prices in Saddle River, NJ
The median home value in Saddle River, NJ is $2,397,579 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.2% compared to a year ago and up 5.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saddle River are priced485% above average. Saddle River is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Saddle River home values have risen by approximately43.3%, reflecting strong long-term appreciation in this market.
Price History
Saddle River Home Price Trend
City Comparison
Saddle River vs. National Median
At $2,397,579, homes in Saddle River cost 485% above the national median of $410,000. Buyers in Saddle River should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Saddle River?
20% Down Payment
$479,516
on $2,397,579
Monthly P&I
$12,504/mo
30-yr @ 6.8%
Total Monthly Est.
~$15,880/mo
incl. taxes & insurance
Income Needed
$635,200
gross annual (30% rule)
10% Down Option
$239,758
+ PMI applies
Loan Amount (20% dn)
$1,918,063
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saddle River, NJ?
The median home value in Saddle River is $2,397,579 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.2% year-over-year.
How much have home prices changed in Saddle River?
Over the past year, home values in Saddle River have increased by 12.2%. Over five years, prices have risen approximately 43.3%.
How much do I need to earn to buy a home in Saddle River?
To comfortably afford the median home price of $2,397,579 with a 20% down payment ($479,516) at today's rates (6.8%), you'd need a gross annual income of approximately $635,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Saddle River compare to the national average home price?
The national median home value is approximately $410,000. At $2,397,579, homes in Saddle River are 485% above the national average.
What metro area is Saddle River part of?
Saddle River is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.