Market Overview
Home Prices in Sea Girt, NJ
The median home value in Sea Girt, NJ is $2,562,936 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 15.8% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sea Girt are priced525% above average. Sea Girt is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Sea Girt home values have risen by approximately70.2%, reflecting strong long-term appreciation in this market.
Price History
Sea Girt Home Price Trend
City Comparison
Sea Girt vs. National Median
At $2,562,936, homes in Sea Girt cost 525% above the national median of $410,000. Buyers in Sea Girt should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Sea Girt?
20% Down Payment
$512,587
on $2,562,936
Monthly P&I
$13,367/mo
30-yr @ 6.8%
Total Monthly Est.
~$16,976/mo
incl. taxes & insurance
Income Needed
$679,040
gross annual (30% rule)
10% Down Option
$256,294
+ PMI applies
Loan Amount (20% dn)
$2,050,349
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sea Girt, NJ?
The median home value in Sea Girt is $2,562,936 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 15.8% year-over-year.
How much have home prices changed in Sea Girt?
Over the past year, home values in Sea Girt have increased by 15.8%. Over five years, prices have risen approximately 70.2%.
How much do I need to earn to buy a home in Sea Girt?
To comfortably afford the median home price of $2,562,936 with a 20% down payment ($512,587) at today's rates (6.8%), you'd need a gross annual income of approximately $679,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Sea Girt compare to the national average home price?
The national median home value is approximately $410,000. At $2,562,936, homes in Sea Girt are 525% above the national average.
What metro area is Sea Girt part of?
Sea Girt is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.