Market Overview
Home Prices in Sea Isle City, NJ
The median home value in Sea Isle City, NJ is $1,509,210 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.6% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sea Isle City are priced268% above average. Sea Isle City is part of the Ocean City, NJ metro area.
Over the past five years, Sea Isle City home values have risen by approximately36.0%, reflecting strong long-term appreciation in this market.
Price History
Sea Isle City Home Price Trend
City Comparison
Sea Isle City vs. National Median
At $1,509,210, homes in Sea Isle City cost 268% above the national median of $410,000. Buyers in Sea Isle City should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Sea Isle City?
20% Down Payment
$301,842
on $1,509,210
Monthly P&I
$7,871/mo
30-yr @ 6.8%
Total Monthly Est.
~$9,996/mo
incl. taxes & insurance
Income Needed
$399,840
gross annual (30% rule)
10% Down Option
$150,921
+ PMI applies
Loan Amount (20% dn)
$1,207,368
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sea Isle City, NJ?
The median home value in Sea Isle City is $1,509,210 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.6% year-over-year.
How much have home prices changed in Sea Isle City?
Over the past year, home values in Sea Isle City have increased by 9.6%. Over five years, prices have risen approximately 36.0%.
How much do I need to earn to buy a home in Sea Isle City?
To comfortably afford the median home price of $1,509,210 with a 20% down payment ($301,842) at today's rates (6.8%), you'd need a gross annual income of approximately $399,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Sea Isle City compare to the national average home price?
The national median home value is approximately $410,000. At $1,509,210, homes in Sea Isle City are 268% above the national average.
What metro area is Sea Isle City part of?
Sea Isle City is part of the Ocean City, NJ metropolitan area. Home prices and market conditions can vary across the broader metro region.