Market Overview
Home Prices in Stockton, NJ
The median home value in Stockton, NJ is $693,031 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stockton are priced69% above average. Stockton is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Stockton home values have risen by approximately25.7%, reflecting strong long-term appreciation in this market.
Price History
Stockton Home Price Trend
City Comparison
Stockton vs. National Median
At $693,031, homes in Stockton cost 69% above the national median of $410,000. Buyers in Stockton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Stockton?
20% Down Payment
$138,606
on $693,031
Monthly P&I
$3,614/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,590/mo
incl. taxes & insurance
Income Needed
$183,600
gross annual (30% rule)
10% Down Option
$69,303
+ PMI applies
Loan Amount (20% dn)
$554,425
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stockton, NJ?
The median home value in Stockton is $693,031 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Stockton?
Over the past year, home values in Stockton have increased by 4.7%. Over five years, prices have risen approximately 25.7%.
How much do I need to earn to buy a home in Stockton?
To comfortably afford the median home price of $693,031 with a 20% down payment ($138,606) at today's rates (6.8%), you'd need a gross annual income of approximately $183,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Stockton compare to the national average home price?
The national median home value is approximately $410,000. At $693,031, homes in Stockton are 69% above the national average.
What metro area is Stockton part of?
Stockton is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.