Market Overview
Home Prices in Villas, NJ
The median home value in Villas, NJ is $410,509 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Villas are priced0% above average. Villas is part of the Ocean City, NJ metro area.
Over the past five years, Villas home values have risen by approximately43.8%, reflecting strong long-term appreciation in this market.
Price History
Villas Home Price Trend
City Comparison
Villas vs. National Median
At $410,509, homes in Villas cost 0% above the national median of $410,000. Buyers in Villas should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Villas?
20% Down Payment
$82,102
on $410,509
Monthly P&I
$2,141/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,719/mo
incl. taxes & insurance
Income Needed
$108,760
gross annual (30% rule)
10% Down Option
$41,051
+ PMI applies
Loan Amount (20% dn)
$328,407
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Villas, NJ?
The median home value in Villas is $410,509 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Villas?
Over the past year, home values in Villas have increased by 4%. Over five years, prices have risen approximately 43.8%.
How much do I need to earn to buy a home in Villas?
To comfortably afford the median home price of $410,509 with a 20% down payment ($82,102) at today's rates (6.8%), you'd need a gross annual income of approximately $108,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Villas compare to the national average home price?
The national median home value is approximately $410,000. At $410,509, homes in Villas are 0% above the national average.
What metro area is Villas part of?
Villas is part of the Ocean City, NJ metropolitan area. Home prices and market conditions can vary across the broader metro region.