Market Overview
Home Prices in Waldwick, NJ
The median home value in Waldwick, NJ is $765,825 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.6% compared to a year ago and up 7.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waldwick are priced87% above average. Waldwick is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Waldwick home values have risen by approximately35.3%, reflecting strong long-term appreciation in this market.
Price History
Waldwick Home Price Trend
City Comparison
Waldwick vs. National Median
At $765,825, homes in Waldwick cost 87% above the national median of $410,000. Buyers in Waldwick should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Waldwick?
20% Down Payment
$153,165
on $765,825
Monthly P&I
$3,994/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,072/mo
incl. taxes & insurance
Income Needed
$202,880
gross annual (30% rule)
10% Down Option
$76,583
+ PMI applies
Loan Amount (20% dn)
$612,660
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waldwick, NJ?
The median home value in Waldwick is $765,825 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.6% year-over-year.
How much have home prices changed in Waldwick?
Over the past year, home values in Waldwick have increased by 5.6%. Over five years, prices have risen approximately 35.3%.
How much do I need to earn to buy a home in Waldwick?
To comfortably afford the median home price of $765,825 with a 20% down payment ($153,165) at today's rates (6.8%), you'd need a gross annual income of approximately $202,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Waldwick compare to the national average home price?
The national median home value is approximately $410,000. At $765,825, homes in Waldwick are 87% above the national average.
What metro area is Waldwick part of?
Waldwick is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.