Market Overview
Home Prices in West Caldwell, NJ
The median home value in West Caldwell, NJ is $818,200 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.8% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in West Caldwell are priced100% above average. West Caldwell is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, West Caldwell home values have risen by approximately33.7%, reflecting strong long-term appreciation in this market.
Price History
West Caldwell Home Price Trend
City Comparison
West Caldwell vs. National Median
At $818,200, homes in West Caldwell cost 100% above the national median of $410,000. Buyers in West Caldwell should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in West Caldwell?
20% Down Payment
$163,640
on $818,200
Monthly P&I
$4,267/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,419/mo
incl. taxes & insurance
Income Needed
$216,760
gross annual (30% rule)
10% Down Option
$81,820
+ PMI applies
Loan Amount (20% dn)
$654,560
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in West Caldwell, NJ?
The median home value in West Caldwell is $818,200 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.8% year-over-year.
How much have home prices changed in West Caldwell?
Over the past year, home values in West Caldwell have increased by 4.8%. Over five years, prices have risen approximately 33.7%.
How much do I need to earn to buy a home in West Caldwell?
To comfortably afford the median home price of $818,200 with a 20% down payment ($163,640) at today's rates (6.8%), you'd need a gross annual income of approximately $216,760. This assumes keeping total housing costs at or below 30% of gross income.
How does West Caldwell compare to the national average home price?
The national median home value is approximately $410,000. At $818,200, homes in West Caldwell are 100% above the national average.
What metro area is West Caldwell part of?
West Caldwell is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.