📍 West Creek, NJ · Zillow ZHVI · July 2026

Average Home Price in
West Creek, NJ

New York-Newark-Jersey City, NY-NJ-PA metro area · Ocean County County

Median Home Value
$529,293
↑ 4% year-over-year
vs. National Median
$410,000
West Creek is 29% above
Est. Monthly Payment
$2,760/mo
20% down · 6.8% rate
Income Needed
$140K
gross annual (30% rule)
Median Home Value
$529,293
↑ 4% year-over-year

Down Payment (20%)$105,859
Monthly P&I$2,760/mo
With Taxes & Ins.~$3,505/mo
Income Needed$140,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in West Creek, NJ

The median home value in West Creek, NJ is $529,293 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 3.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in West Creek are priced29% above average. West Creek is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.

City Comparison

West Creek vs. National Median

🏠 West Creek
$529,293
National Median
$410,000

At $529,293, homes in West Creek cost 29% above the national median of $410,000. Buyers in West Creek should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in West Creek?

20% Down Payment
$105,859
on $529,293
Monthly P&I
$2,760/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,505/mo
incl. taxes & insurance
Income Needed
$140,200
gross annual (30% rule)
10% Down Option
$52,929
+ PMI applies
Loan Amount (20% dn)
$423,434
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in West Creek, NJ?
The median home value in West Creek is $529,293 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in West Creek?
Over the past year, home values in West Creek have increased by 4%.
How much do I need to earn to buy a home in West Creek?
To comfortably afford the median home price of $529,293 with a 20% down payment ($105,859) at today's rates (6.8%), you'd need a gross annual income of approximately $140,200. This assumes keeping total housing costs at or below 30% of gross income.
How does West Creek compare to the national average home price?
The national median home value is approximately $410,000. At $529,293, homes in West Creek are 29% above the national average.
What metro area is West Creek part of?
West Creek is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.