📍 West Milford, NJ · Zillow ZHVI · July 2026

Average Home Price in
West Milford, NJ

New York-Newark-Jersey City, NY-NJ-PA metro area · Passaic County County

Median Home Value
$503,120
↑ 3.3% year-over-year
vs. National Median
$410,000
West Milford is 23% above
Est. Monthly Payment
$2,624/mo
20% down · 6.8% rate
Income Needed
$133K
gross annual (30% rule)
Median Home Value
$503,120
↑ 3.3% year-over-year

Down Payment (20%)$100,624
Monthly P&I$2,624/mo
With Taxes & Ins.~$3,332/mo
Income Needed$133,280/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in West Milford, NJ

The median home value in West Milford, NJ is $503,120 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 2.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in West Milford are priced23% above average. West Milford is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.

Over the past five years, West Milford home values have risen by approximately32.1%, reflecting strong long-term appreciation in this market.

City Comparison

West Milford vs. National Median

🏠 West Milford
$503,120
National Median
$410,000

At $503,120, homes in West Milford cost 23% above the national median of $410,000. Buyers in West Milford should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in West Milford?

20% Down Payment
$100,624
on $503,120
Monthly P&I
$2,624/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,332/mo
incl. taxes & insurance
Income Needed
$133,280
gross annual (30% rule)
10% Down Option
$50,312
+ PMI applies
Loan Amount (20% dn)
$402,496
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in West Milford, NJ?
The median home value in West Milford is $503,120 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in West Milford?
Over the past year, home values in West Milford have increased by 3.3%. Over five years, prices have risen approximately 32.1%.
How much do I need to earn to buy a home in West Milford?
To comfortably afford the median home price of $503,120 with a 20% down payment ($100,624) at today's rates (6.8%), you'd need a gross annual income of approximately $133,280. This assumes keeping total housing costs at or below 30% of gross income.
How does West Milford compare to the national average home price?
The national median home value is approximately $410,000. At $503,120, homes in West Milford are 23% above the national average.
What metro area is West Milford part of?
West Milford is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.