📍 Whiting, NJ · Zillow ZHVI · July 2026

Average Home Price in
Whiting, NJ

New York-Newark-Jersey City, NY-NJ-PA metro area · Ocean County County

Median Home Value
$212,238
↓ 1.7% year-over-year
vs. National Median
$410,000
Whiting is 48% below
Est. Monthly Payment
$1,107/mo
20% down · 6.8% rate
Income Needed
$56K
gross annual (30% rule)
Median Home Value
$212,238
↓ 1.7% year-over-year

Down Payment (20%)$42,448
Monthly P&I$1,107/mo
With Taxes & Ins.~$1,406/mo
Income Needed$56,240/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Whiting, NJ

The median home value in Whiting, NJ is $212,238 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.7% compared to a year ago and up 2.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Whiting are priced48% below average. Whiting is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.

City Comparison

Whiting vs. National Median

🏠 Whiting
$212,238
National Median
$410,000

At $212,238, homes in Whiting cost 48% below the national median of $410,000. This makes Whiting a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Whiting?

20% Down Payment
$42,448
on $212,238
Monthly P&I
$1,107/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,406/mo
incl. taxes & insurance
Income Needed
$56,240
gross annual (30% rule)
10% Down Option
$21,224
+ PMI applies
Loan Amount (20% dn)
$169,790
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Whiting, NJ?
The median home value in Whiting is $212,238 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.7% year-over-year.
How much have home prices changed in Whiting?
Over the past year, home values in Whiting have decreased by 1.7%.
How much do I need to earn to buy a home in Whiting?
To comfortably afford the median home price of $212,238 with a 20% down payment ($42,448) at today's rates (6.8%), you'd need a gross annual income of approximately $56,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Whiting compare to the national average home price?
The national median home value is approximately $410,000. At $212,238, homes in Whiting are 48% below the national average.
What metro area is Whiting part of?
Whiting is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.