Market Overview
Home Prices in Wildwood, NJ
The median home value in Wildwood, NJ is $647,443 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.6% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wildwood are priced58% above average. Wildwood is part of the Ocean City, NJ metro area.
Over the past five years, Wildwood home values have risen by approximately52.6%, reflecting strong long-term appreciation in this market.
Price History
Wildwood Home Price Trend
City Comparison
Wildwood vs. National Median
At $647,443, homes in Wildwood cost 58% above the national median of $410,000. Buyers in Wildwood should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Wildwood?
20% Down Payment
$129,489
on $647,443
Monthly P&I
$3,377/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,289/mo
incl. taxes & insurance
Income Needed
$171,560
gross annual (30% rule)
10% Down Option
$64,744
+ PMI applies
Loan Amount (20% dn)
$517,954
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wildwood, NJ?
The median home value in Wildwood is $647,443 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.6% year-over-year.
How much have home prices changed in Wildwood?
Over the past year, home values in Wildwood have increased by 8.6%. Over five years, prices have risen approximately 52.6%.
How much do I need to earn to buy a home in Wildwood?
To comfortably afford the median home price of $647,443 with a 20% down payment ($129,489) at today's rates (6.8%), you'd need a gross annual income of approximately $171,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Wildwood compare to the national average home price?
The national median home value is approximately $410,000. At $647,443, homes in Wildwood are 58% above the national average.
What metro area is Wildwood part of?
Wildwood is part of the Ocean City, NJ metropolitan area. Home prices and market conditions can vary across the broader metro region.