📍 Wood Ridge, NJ · Zillow ZHVI · July 2026

Average Home Price in
Wood Ridge, NJ

New York-Newark-Jersey City, NY-NJ-PA metro area · Bergen County County

Median Home Value
$707,654
↑ 5% year-over-year
vs. National Median
$410,000
Wood Ridge is 73% above
Est. Monthly Payment
$3,691/mo
20% down · 6.8% rate
Income Needed
$188K
gross annual (30% rule)
Median Home Value
$707,654
↑ 5% year-over-year

Down Payment (20%)$141,531
Monthly P&I$3,691/mo
With Taxes & Ins.~$4,688/mo
Income Needed$187,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Wood Ridge, NJ

The median home value in Wood Ridge, NJ is $707,654 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Wood Ridge are priced73% above average. Wood Ridge is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.

Over the past five years, Wood Ridge home values have risen by approximately31.7%, reflecting strong long-term appreciation in this market.

City Comparison

Wood Ridge vs. National Median

🏠 Wood Ridge
$707,654
National Median
$410,000

At $707,654, homes in Wood Ridge cost 73% above the national median of $410,000. Buyers in Wood Ridge should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Wood Ridge?

20% Down Payment
$141,531
on $707,654
Monthly P&I
$3,691/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,688/mo
incl. taxes & insurance
Income Needed
$187,520
gross annual (30% rule)
10% Down Option
$70,765
+ PMI applies
Loan Amount (20% dn)
$566,123
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Wood Ridge, NJ?
The median home value in Wood Ridge is $707,654 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Wood Ridge?
Over the past year, home values in Wood Ridge have increased by 5%. Over five years, prices have risen approximately 31.7%.
How much do I need to earn to buy a home in Wood Ridge?
To comfortably afford the median home price of $707,654 with a 20% down payment ($141,531) at today's rates (6.8%), you'd need a gross annual income of approximately $187,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Wood Ridge compare to the national average home price?
The national median home value is approximately $410,000. At $707,654, homes in Wood Ridge are 73% above the national average.
What metro area is Wood Ridge part of?
Wood Ridge is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.