Market Overview
Home Prices in Roswell, NM
The median home value in Roswell, NM is $175,685 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Roswell are priced57% below average. Roswell is part of the Roswell, NM metro area.
Over the past five years, Roswell home values have risen by approximately4.6%, reflecting modest growth in this market.
Price History
Roswell Home Price Trend
2020
$147,738
$148K
—
2021
$167,953
$168K
+13.7%
2022
$182,082
$182K
+8.4%
2023
$175,964
$176K
-3.4%
2024
$174,592
$175K
-0.8%
2025
$174,440
$174K
-0.1%
2026
$175,685
$176K
+0.7%
City Comparison
Roswell vs. National Median
🏠 Roswell
$175,685
National Median
$410,000
At $175,685, homes in Roswell cost 57% below the national median of $410,000. This makes Roswell a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Roswell?
20% Down Payment
$35,137
on $175,685
Monthly P&I
$916/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,163/mo
incl. taxes & insurance
Income Needed
$46,520
gross annual (30% rule)
10% Down Option
$17,569
+ PMI applies
Loan Amount (20% dn)
$140,548
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Roswell, NM?
The median home value in Roswell is $175,685 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Roswell?
Over the past year, home values in Roswell have increased by 0.7%. Over five years, prices have risen approximately 4.6%.
How much do I need to earn to buy a home in Roswell?
To comfortably afford the median home price of $175,685 with a 20% down payment ($35,137) at today's rates (6.8%), you'd need a gross annual income of approximately $46,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Roswell compare to the national average home price?
The national median home value is approximately $410,000. At $175,685, homes in Roswell are 57% below the national average.
What metro area is Roswell part of?
Roswell is part of the Roswell, NM metropolitan area. Home prices and market conditions can vary across the broader metro region.