Market Overview
Home Prices in Lovelock, NV
The median home value in Lovelock, NV is $248,287 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.3% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lovelock are priced39% below average.
Over the past five years, Lovelock home values have risen by approximately40.3%, reflecting strong long-term appreciation in this market.
Price History
Lovelock Home Price Trend
2020
$152,477
$152K
—
2021
$176,965
$177K
+16.1%
2022
$218,542
$219K
+23.5%
2023
$231,336
$231K
+5.9%
2024
$252,093
$252K
+9.0%
2025
$254,234
$254K
+0.8%
2026
$248,287
$248K
-2.3%
City Comparison
Lovelock vs. National Median
🏠 Lovelock
$248,287
National Median
$410,000
At $248,287, homes in Lovelock cost 39% below the national median of $410,000. This makes Lovelock a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lovelock?
20% Down Payment
$49,657
on $248,287
Monthly P&I
$1,295/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,645/mo
incl. taxes & insurance
Income Needed
$65,800
gross annual (30% rule)
10% Down Option
$24,829
+ PMI applies
Loan Amount (20% dn)
$198,630
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lovelock, NV?
The median home value in Lovelock is $248,287 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.3% year-over-year.
How much have home prices changed in Lovelock?
Over the past year, home values in Lovelock have decreased by 2.3%. Over five years, prices have risen approximately 40.3%.
How much do I need to earn to buy a home in Lovelock?
To comfortably afford the median home price of $248,287 with a 20% down payment ($49,657) at today's rates (6.8%), you'd need a gross annual income of approximately $65,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Lovelock compare to the national average home price?
The national median home value is approximately $410,000. At $248,287, homes in Lovelock are 39% below the national average.