📍 Spring Creek, NV · Zillow ZHVI · July 2026

Average Home Price in
Spring Creek, NV

Elko, NV metro area · Elko County County

Median Home Value
$411,170
↑ 0.9% year-over-year
vs. National Median
$410,000
Spring Creek is 0% above
Est. Monthly Payment
$2,144/mo
20% down · 6.8% rate
Income Needed
$109K
gross annual (30% rule)
Median Home Value
$411,170
↑ 0.9% year-over-year

Down Payment (20%)$82,234
Monthly P&I$2,144/mo
With Taxes & Ins.~$2,723/mo
Income Needed$108,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Spring Creek, NV

The median home value in Spring Creek, NV is $411,170 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 4.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Spring Creek are priced0% above average. Spring Creek is part of the Elko, NV metro area.

Over the past five years, Spring Creek home values have risen by approximately20.2%, reflecting strong long-term appreciation in this market.

City Comparison

Spring Creek vs. National Median

🏠 Spring Creek
$411,170
National Median
$410,000

At $411,170, homes in Spring Creek cost 0% above the national median of $410,000. Buyers in Spring Creek should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Spring Creek?

20% Down Payment
$82,234
on $411,170
Monthly P&I
$2,144/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,723/mo
incl. taxes & insurance
Income Needed
$108,920
gross annual (30% rule)
10% Down Option
$41,117
+ PMI applies
Loan Amount (20% dn)
$328,936
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Spring Creek, NV?
The median home value in Spring Creek is $411,170 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Spring Creek?
Over the past year, home values in Spring Creek have increased by 0.9%. Over five years, prices have risen approximately 20.2%.
How much do I need to earn to buy a home in Spring Creek?
To comfortably afford the median home price of $411,170 with a 20% down payment ($82,234) at today's rates (6.8%), you'd need a gross annual income of approximately $108,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Spring Creek compare to the national average home price?
The national median home value is approximately $410,000. At $411,170, homes in Spring Creek are 0% above the national average.
What metro area is Spring Creek part of?
Spring Creek is part of the Elko, NV metropolitan area. Home prices and market conditions can vary across the broader metro region.