Market Overview
Home Prices in Altona, NY
The median home value in Altona, NY is $150,884 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13.1% compared to a year ago and down 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Altona are priced63% below average. Altona is part of the Plattsburgh, NY metro area.
Price History
Altona Home Price Trend
2024
$135,582
$136K
—
2025
$133,358
$133K
-1.6%
2026
$150,884
$151K
+13.1%
City Comparison
Altona vs. National Median
🏠 Altona
$150,884
National Median
$410,000
At $150,884, homes in Altona cost 63% below the national median of $410,000. This makes Altona a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Altona?
20% Down Payment
$30,177
on $150,884
Monthly P&I
$787/mo
30-yr @ 6.8%
Total Monthly Est.
~$999/mo
incl. taxes & insurance
Income Needed
$39,960
gross annual (30% rule)
10% Down Option
$15,088
+ PMI applies
Loan Amount (20% dn)
$120,707
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Altona, NY?
The median home value in Altona is $150,884 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13.1% year-over-year.
How much have home prices changed in Altona?
Over the past year, home values in Altona have increased by 13.1%.
How much do I need to earn to buy a home in Altona?
To comfortably afford the median home price of $150,884 with a 20% down payment ($30,177) at today's rates (6.8%), you'd need a gross annual income of approximately $39,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Altona compare to the national average home price?
The national median home value is approximately $410,000. At $150,884, homes in Altona are 63% below the national average.
What metro area is Altona part of?
Altona is part of the Plattsburgh, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.