Home›New York›Ancram
📍 Ancram, NY · Zillow ZHVI · July 2026

Average Home Price in
Ancram, NY

Hudson, NY metro area · Columbia County County

Median Home Value
$584,534
↑ 6.8% year-over-year
vs. National Median
$410,000
Ancram is 43% above
Est. Monthly Payment
$3,049/mo
20% down · 6.8% rate
Income Needed
$155K
gross annual (30% rule)
Median Home Value
$584,534
↑ 6.8% year-over-year
Down Payment (20%)$116,907
Monthly P&I$3,049/mo
With Taxes & Ins.~$3,872/mo
Income Needed$154,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ancram, NY

The median home value in Ancram, NY is $584,534 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.8% compared to a year ago and up 3.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ancram are priced43% above average. Ancram is part of the Hudson, NY metro area.

City Comparison

Ancram vs. National Median

🏠 Ancram
$584,534
National Median
$410,000

At $584,534, homes in Ancram cost 43% above the national median of $410,000. Buyers in Ancram should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Ancram?

20% Down Payment
$116,907
on $584,534
Monthly P&I
$3,049/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,872/mo
incl. taxes & insurance
Income Needed
$154,880
gross annual (30% rule)
10% Down Option
$58,453
+ PMI applies
Loan Amount (20% dn)
$467,627
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ancram, NY?
The median home value in Ancram is $584,534 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.8% year-over-year.
How much have home prices changed in Ancram?
Over the past year, home values in Ancram have increased by 6.8%.
How much do I need to earn to buy a home in Ancram?
To comfortably afford the median home price of $584,534 with a 20% down payment ($116,907) at today's rates (6.8%), you'd need a gross annual income of approximately $154,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Ancram compare to the national average home price?
The national median home value is approximately $410,000. At $584,534, homes in Ancram are 43% above the national average.
What metro area is Ancram part of?
Ancram is part of the Hudson, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.