Home›New York›Ashville
📍 Ashville, NY · Zillow ZHVI · July 2026

Average Home Price in
Ashville, NY

Jamestown-Dunkirk-Fredonia, NY metro area · Chautauqua County County

Median Home Value
$242,331
↑ 6.2% year-over-year
vs. National Median
$410,000
Ashville is 41% below
Est. Monthly Payment
$1,264/mo
20% down · 6.8% rate
Income Needed
$64K
gross annual (30% rule)
Median Home Value
$242,331
↑ 6.2% year-over-year
Down Payment (20%)$48,466
Monthly P&I$1,264/mo
With Taxes & Ins.~$1,605/mo
Income Needed$64,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ashville, NY

The median home value in Ashville, NY is $242,331 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and up 6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ashville are priced41% below average. Ashville is part of the Jamestown-Dunkirk-Fredonia, NY metro area.

City Comparison

Ashville vs. National Median

🏠 Ashville
$242,331
National Median
$410,000

At $242,331, homes in Ashville cost 41% below the national median of $410,000. This makes Ashville a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ashville?

20% Down Payment
$48,466
on $242,331
Monthly P&I
$1,264/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,605/mo
incl. taxes & insurance
Income Needed
$64,200
gross annual (30% rule)
10% Down Option
$24,233
+ PMI applies
Loan Amount (20% dn)
$193,865
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ashville, NY?
The median home value in Ashville is $242,331 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Ashville?
Over the past year, home values in Ashville have increased by 6.2%.
How much do I need to earn to buy a home in Ashville?
To comfortably afford the median home price of $242,331 with a 20% down payment ($48,466) at today's rates (6.8%), you'd need a gross annual income of approximately $64,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Ashville compare to the national average home price?
The national median home value is approximately $410,000. At $242,331, homes in Ashville are 41% below the national average.
What metro area is Ashville part of?
Ashville is part of the Jamestown-Dunkirk-Fredonia, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.