Market Overview
Home Prices in Austerlitz, NY
The median home value in Austerlitz, NY is $655,973 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.2% compared to a year ago and up 7.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Austerlitz are priced60% above average. Austerlitz is part of the Hudson, NY metro area.
Price History
Austerlitz Home Price Trend
2024
$546,632
$547K
—
2025
$589,937
$590K
+7.9%
2026
$655,973
$656K
+11.2%
City Comparison
Austerlitz vs. National Median
🏠 Austerlitz
$655,973
National Median
$410,000
At $655,973, homes in Austerlitz cost 60% above the national median of $410,000. Buyers in Austerlitz should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Austerlitz?
20% Down Payment
$131,195
on $655,973
Monthly P&I
$3,421/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,345/mo
incl. taxes & insurance
Income Needed
$173,800
gross annual (30% rule)
10% Down Option
$65,597
+ PMI applies
Loan Amount (20% dn)
$524,778
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Austerlitz, NY?
The median home value in Austerlitz is $655,973 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.2% year-over-year.
How much have home prices changed in Austerlitz?
Over the past year, home values in Austerlitz have increased by 11.2%.
How much do I need to earn to buy a home in Austerlitz?
To comfortably afford the median home price of $655,973 with a 20% down payment ($131,195) at today's rates (6.8%), you'd need a gross annual income of approximately $173,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Austerlitz compare to the national average home price?
The national median home value is approximately $410,000. At $655,973, homes in Austerlitz are 60% above the national average.
What metro area is Austerlitz part of?
Austerlitz is part of the Hudson, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.