Market Overview
Home Prices in Bayville, NY
The median home value in Bayville, NY is $865,713 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and up 6.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bayville are priced111% above average. Bayville is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Bayville home values have risen by approximately30.5%, reflecting strong long-term appreciation in this market.
Price History
Bayville Home Price Trend
City Comparison
Bayville vs. National Median
At $865,713, homes in Bayville cost 111% above the national median of $410,000. Buyers in Bayville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Bayville?
20% Down Payment
$173,143
on $865,713
Monthly P&I
$4,515/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,734/mo
incl. taxes & insurance
Income Needed
$229,360
gross annual (30% rule)
10% Down Option
$86,571
+ PMI applies
Loan Amount (20% dn)
$692,570
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bayville, NY?
The median home value in Bayville is $865,713 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Bayville?
Over the past year, home values in Bayville have increased by 3.9%. Over five years, prices have risen approximately 30.5%.
How much do I need to earn to buy a home in Bayville?
To comfortably afford the median home price of $865,713 with a 20% down payment ($173,143) at today's rates (6.8%), you'd need a gross annual income of approximately $229,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Bayville compare to the national average home price?
The national median home value is approximately $410,000. At $865,713, homes in Bayville are 111% above the national average.
What metro area is Bayville part of?
Bayville is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.