Market Overview
Home Prices in Belle Terre, NY
The median home value in Belle Terre, NY is $1,231,204 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.3% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belle Terre are priced200% above average. Belle Terre is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Belle Terre home values have risen by approximately21.3%, reflecting strong long-term appreciation in this market.
Price History
Belle Terre Home Price Trend
City Comparison
Belle Terre vs. National Median
At $1,231,204, homes in Belle Terre cost 200% above the national median of $410,000. Buyers in Belle Terre should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Belle Terre?
20% Down Payment
$246,241
on $1,231,204
Monthly P&I
$6,421/mo
30-yr @ 6.8%
Total Monthly Est.
~$8,155/mo
incl. taxes & insurance
Income Needed
$326,200
gross annual (30% rule)
10% Down Option
$123,120
+ PMI applies
Loan Amount (20% dn)
$984,963
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belle Terre, NY?
The median home value in Belle Terre is $1,231,204 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.3% year-over-year.
How much have home prices changed in Belle Terre?
Over the past year, home values in Belle Terre have increased by 9.3%. Over five years, prices have risen approximately 21.3%.
How much do I need to earn to buy a home in Belle Terre?
To comfortably afford the median home price of $1,231,204 with a 20% down payment ($246,241) at today's rates (6.8%), you'd need a gross annual income of approximately $326,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Belle Terre compare to the national average home price?
The national median home value is approximately $410,000. At $1,231,204, homes in Belle Terre are 200% above the national average.
What metro area is Belle Terre part of?
Belle Terre is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.