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📍 Bergen, NY · Zillow ZHVI · July 2026

Average Home Price in
Bergen, NY

Batavia, NY metro area · Genesee County County

Median Home Value
$267,619
↑ 6.5% year-over-year
vs. National Median
$410,000
Bergen is 35% below
Est. Monthly Payment
$1,396/mo
20% down · 6.8% rate
Income Needed
$71K
gross annual (30% rule)
Median Home Value
$267,619
↑ 6.5% year-over-year
Down Payment (20%)$53,524
Monthly P&I$1,396/mo
With Taxes & Ins.~$1,773/mo
Income Needed$70,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Bergen, NY

The median home value in Bergen, NY is $267,619 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.5% compared to a year ago and up 2.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Bergen are priced35% below average. Bergen is part of the Batavia, NY metro area.

City Comparison

Bergen vs. National Median

🏠 Bergen
$267,619
National Median
$410,000

At $267,619, homes in Bergen cost 35% below the national median of $410,000. This makes Bergen a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Bergen?

20% Down Payment
$53,524
on $267,619
Monthly P&I
$1,396/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,773/mo
incl. taxes & insurance
Income Needed
$70,920
gross annual (30% rule)
10% Down Option
$26,762
+ PMI applies
Loan Amount (20% dn)
$214,095
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Bergen, NY?
The median home value in Bergen is $267,619 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.5% year-over-year.
How much have home prices changed in Bergen?
Over the past year, home values in Bergen have increased by 6.5%.
How much do I need to earn to buy a home in Bergen?
To comfortably afford the median home price of $267,619 with a 20% down payment ($53,524) at today's rates (6.8%), you'd need a gross annual income of approximately $70,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Bergen compare to the national average home price?
The national median home value is approximately $410,000. At $267,619, homes in Bergen are 35% below the national average.
What metro area is Bergen part of?
Bergen is part of the Batavia, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.