Market Overview
Home Prices in Bolivar, NY
The median home value in Bolivar, NY is $111,568 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9% compared to a year ago and up 4.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bolivar are priced73% below average.
Price History
Bolivar Home Price Trend
2024
$97,586
$98K
—
2025
$102,347
$102K
+4.9%
2026
$111,568
$112K
+9.0%
City Comparison
Bolivar vs. National Median
🏠 Bolivar
$111,568
National Median
$410,000
At $111,568, homes in Bolivar cost 73% below the national median of $410,000. This makes Bolivar a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bolivar?
20% Down Payment
$22,314
on $111,568
Monthly P&I
$582/mo
30-yr @ 6.8%
Total Monthly Est.
~$739/mo
incl. taxes & insurance
Income Needed
$29,560
gross annual (30% rule)
10% Down Option
$11,157
+ PMI applies
Loan Amount (20% dn)
$89,254
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bolivar, NY?
The median home value in Bolivar is $111,568 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9% year-over-year.
How much have home prices changed in Bolivar?
Over the past year, home values in Bolivar have increased by 9%.
How much do I need to earn to buy a home in Bolivar?
To comfortably afford the median home price of $111,568 with a 20% down payment ($22,314) at today's rates (6.8%), you'd need a gross annual income of approximately $29,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Bolivar compare to the national average home price?
The national median home value is approximately $410,000. At $111,568, homes in Bolivar are 73% below the national average.