Market Overview
Home Prices in Brightwaters, NY
The median home value in Brightwaters, NY is $855,169 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.8% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Brightwaters are priced109% above average. Brightwaters is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Brightwaters home values have risen by approximately29.2%, reflecting strong long-term appreciation in this market.
Price History
Brightwaters Home Price Trend
City Comparison
Brightwaters vs. National Median
At $855,169, homes in Brightwaters cost 109% above the national median of $410,000. Buyers in Brightwaters should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Brightwaters?
20% Down Payment
$171,034
on $855,169
Monthly P&I
$4,460/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,664/mo
incl. taxes & insurance
Income Needed
$226,560
gross annual (30% rule)
10% Down Option
$85,517
+ PMI applies
Loan Amount (20% dn)
$684,135
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Brightwaters, NY?
The median home value in Brightwaters is $855,169 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.8% year-over-year.
How much have home prices changed in Brightwaters?
Over the past year, home values in Brightwaters have increased by 5.8%. Over five years, prices have risen approximately 29.2%.
How much do I need to earn to buy a home in Brightwaters?
To comfortably afford the median home price of $855,169 with a 20% down payment ($171,034) at today's rates (6.8%), you'd need a gross annual income of approximately $226,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Brightwaters compare to the national average home price?
The national median home value is approximately $410,000. At $855,169, homes in Brightwaters are 109% above the national average.
What metro area is Brightwaters part of?
Brightwaters is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.