📍 Calcium, NY · Zillow ZHVI · July 2026

Average Home Price in
Calcium, NY

Watertown-Fort Drum, NY metro area · Jefferson County County

Median Home Value
$222,772
↑ 3.6% year-over-year
vs. National Median
$410,000
Calcium is 46% below
Est. Monthly Payment
$1,162/mo
20% down · 6.8% rate
Income Needed
$59K
gross annual (30% rule)
Median Home Value
$222,772
↑ 3.6% year-over-year

Down Payment (20%)$44,554
Monthly P&I$1,162/mo
With Taxes & Ins.~$1,476/mo
Income Needed$59,040/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Calcium, NY

The median home value in Calcium, NY is $222,772 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 0.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Calcium are priced46% below average. Calcium is part of the Watertown-Fort Drum, NY metro area.

Over the past five years, Calcium home values have risen by approximately27.1%, reflecting strong long-term appreciation in this market.

City Comparison

Calcium vs. National Median

🏠 Calcium
$222,772
National Median
$410,000

At $222,772, homes in Calcium cost 46% below the national median of $410,000. This makes Calcium a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Calcium?

20% Down Payment
$44,554
on $222,772
Monthly P&I
$1,162/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,476/mo
incl. taxes & insurance
Income Needed
$59,040
gross annual (30% rule)
10% Down Option
$22,277
+ PMI applies
Loan Amount (20% dn)
$178,218
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Calcium, NY?
The median home value in Calcium is $222,772 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Calcium?
Over the past year, home values in Calcium have increased by 3.6%. Over five years, prices have risen approximately 27.1%.
How much do I need to earn to buy a home in Calcium?
To comfortably afford the median home price of $222,772 with a 20% down payment ($44,554) at today's rates (6.8%), you'd need a gross annual income of approximately $59,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Calcium compare to the national average home price?
The national median home value is approximately $410,000. At $222,772, homes in Calcium are 46% below the national average.
What metro area is Calcium part of?
Calcium is part of the Watertown-Fort Drum, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.