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📍 Cambridge, NY · Zillow ZHVI · July 2026

Average Home Price in
Cambridge, NY

Glens Falls, NY metro area · Washington County County

Median Home Value
$270,277
↑ 4.3% year-over-year
vs. National Median
$410,000
Cambridge is 34% below
Est. Monthly Payment
$1,410/mo
20% down · 6.8% rate
Income Needed
$72K
gross annual (30% rule)
Median Home Value
$270,277
↑ 4.3% year-over-year
Down Payment (20%)$54,055
Monthly P&I$1,410/mo
With Taxes & Ins.~$1,791/mo
Income Needed$71,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Cambridge, NY

The median home value in Cambridge, NY is $270,277 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 2.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Cambridge are priced34% below average. Cambridge is part of the Glens Falls, NY metro area.

City Comparison

Cambridge vs. National Median

🏠 Cambridge
$270,277
National Median
$410,000

At $270,277, homes in Cambridge cost 34% below the national median of $410,000. This makes Cambridge a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Cambridge?

20% Down Payment
$54,055
on $270,277
Monthly P&I
$1,410/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,791/mo
incl. taxes & insurance
Income Needed
$71,640
gross annual (30% rule)
10% Down Option
$27,028
+ PMI applies
Loan Amount (20% dn)
$216,222
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Cambridge, NY?
The median home value in Cambridge is $270,277 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Cambridge?
Over the past year, home values in Cambridge have increased by 4.3%.
How much do I need to earn to buy a home in Cambridge?
To comfortably afford the median home price of $270,277 with a 20% down payment ($54,055) at today's rates (6.8%), you'd need a gross annual income of approximately $71,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Cambridge compare to the national average home price?
The national median home value is approximately $410,000. At $270,277, homes in Cambridge are 34% below the national average.
What metro area is Cambridge part of?
Cambridge is part of the Glens Falls, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.