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📍 Camden, NY · Zillow ZHVI · July 2026

Average Home Price in
Camden, NY

Utica-Rome, NY metro area · Oneida County County

Median Home Value
$206,930
↑ 7.9% year-over-year
vs. National Median
$410,000
Camden is 50% below
Est. Monthly Payment
$1,079/mo
20% down · 6.8% rate
Income Needed
$55K
gross annual (30% rule)
Median Home Value
$206,930
↑ 7.9% year-over-year
Down Payment (20%)$41,386
Monthly P&I$1,079/mo
With Taxes & Ins.~$1,370/mo
Income Needed$54,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Camden, NY

The median home value in Camden, NY is $206,930 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.9% compared to a year ago and up 8.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Camden are priced50% below average. Camden is part of the Utica-Rome, NY metro area.

City Comparison

Camden vs. National Median

🏠 Camden
$206,930
National Median
$410,000

At $206,930, homes in Camden cost 50% below the national median of $410,000. This makes Camden a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Camden?

20% Down Payment
$41,386
on $206,930
Monthly P&I
$1,079/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,370/mo
incl. taxes & insurance
Income Needed
$54,800
gross annual (30% rule)
10% Down Option
$20,693
+ PMI applies
Loan Amount (20% dn)
$165,544
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Camden, NY?
The median home value in Camden is $206,930 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.9% year-over-year.
How much have home prices changed in Camden?
Over the past year, home values in Camden have increased by 7.9%.
How much do I need to earn to buy a home in Camden?
To comfortably afford the median home price of $206,930 with a 20% down payment ($41,386) at today's rates (6.8%), you'd need a gross annual income of approximately $54,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Camden compare to the national average home price?
The national median home value is approximately $410,000. At $206,930, homes in Camden are 50% below the national average.
What metro area is Camden part of?
Camden is part of the Utica-Rome, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.