Market Overview
Home Prices in Cape Vincent, NY
The median home value in Cape Vincent, NY is $261,145 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cape Vincent are priced36% below average. Cape Vincent is part of the Watertown-Fort Drum, NY metro area.
Price History
Cape Vincent Home Price Trend
2024
$235,174
$235K
—
2025
$244,035
$244K
+3.8%
2026
$261,145
$261K
+7.0%
City Comparison
Cape Vincent vs. National Median
🏠 Cape Vincent
$261,145
National Median
$410,000
At $261,145, homes in Cape Vincent cost 36% below the national median of $410,000. This makes Cape Vincent a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cape Vincent?
20% Down Payment
$52,229
on $261,145
Monthly P&I
$1,362/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,730/mo
incl. taxes & insurance
Income Needed
$69,200
gross annual (30% rule)
10% Down Option
$26,115
+ PMI applies
Loan Amount (20% dn)
$208,916
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cape Vincent, NY?
The median home value in Cape Vincent is $261,145 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Cape Vincent?
Over the past year, home values in Cape Vincent have increased by 7%.
How much do I need to earn to buy a home in Cape Vincent?
To comfortably afford the median home price of $261,145 with a 20% down payment ($52,229) at today's rates (6.8%), you'd need a gross annual income of approximately $69,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Cape Vincent compare to the national average home price?
The national median home value is approximately $410,000. At $261,145, homes in Cape Vincent are 36% below the national average.
What metro area is Cape Vincent part of?
Cape Vincent is part of the Watertown-Fort Drum, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.