Market Overview
Home Prices in Cassadaga, NY
The median home value in Cassadaga, NY is $186,267 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cassadaga are priced55% below average. Cassadaga is part of the Jamestown-Dunkirk-Fredonia, NY metro area.
Over the past five years, Cassadaga home values have risen by approximately40.3%, reflecting strong long-term appreciation in this market.
Price History
Cassadaga Home Price Trend
City Comparison
Cassadaga vs. National Median
At $186,267, homes in Cassadaga cost 55% below the national median of $410,000. This makes Cassadaga a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cassadaga?
20% Down Payment
$37,253
on $186,267
Monthly P&I
$971/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,233/mo
incl. taxes & insurance
Income Needed
$49,320
gross annual (30% rule)
10% Down Option
$18,627
+ PMI applies
Loan Amount (20% dn)
$149,014
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cassadaga, NY?
The median home value in Cassadaga is $186,267 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Cassadaga?
Over the past year, home values in Cassadaga have increased by 5%. Over five years, prices have risen approximately 40.3%.
How much do I need to earn to buy a home in Cassadaga?
To comfortably afford the median home price of $186,267 with a 20% down payment ($37,253) at today's rates (6.8%), you'd need a gross annual income of approximately $49,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Cassadaga compare to the national average home price?
The national median home value is approximately $410,000. At $186,267, homes in Cassadaga are 55% below the national average.
What metro area is Cassadaga part of?
Cassadaga is part of the Jamestown-Dunkirk-Fredonia, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.