Market Overview
Home Prices in Castle Creek, NY
The median home value in Castle Creek, NY is $212,242 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.6% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Castle Creek are priced48% below average. Castle Creek is part of the Binghamton, NY metro area.
Price History
Castle Creek Home Price Trend
2024
$194,072
$194K
—
2025
$197,330
$197K
+1.7%
2026
$212,242
$212K
+7.6%
City Comparison
Castle Creek vs. National Median
🏠 Castle Creek
$212,242
National Median
$410,000
At $212,242, homes in Castle Creek cost 48% below the national median of $410,000. This makes Castle Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Castle Creek?
20% Down Payment
$42,448
on $212,242
Monthly P&I
$1,107/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,406/mo
incl. taxes & insurance
Income Needed
$56,240
gross annual (30% rule)
10% Down Option
$21,224
+ PMI applies
Loan Amount (20% dn)
$169,794
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Castle Creek, NY?
The median home value in Castle Creek is $212,242 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.6% year-over-year.
How much have home prices changed in Castle Creek?
Over the past year, home values in Castle Creek have increased by 7.6%.
How much do I need to earn to buy a home in Castle Creek?
To comfortably afford the median home price of $212,242 with a 20% down payment ($42,448) at today's rates (6.8%), you'd need a gross annual income of approximately $56,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Castle Creek compare to the national average home price?
The national median home value is approximately $410,000. At $212,242, homes in Castle Creek are 48% below the national average.
What metro area is Castle Creek part of?
Castle Creek is part of the Binghamton, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.