Market Overview
Home Prices in Chadwicks, NY
The median home value in Chadwicks, NY is $203,582 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.8% compared to a year ago and up 10.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chadwicks are priced50% below average. Chadwicks is part of the Utica-Rome, NY metro area.
Over the past five years, Chadwicks home values have risen by approximately43.6%, reflecting strong long-term appreciation in this market.
Price History
Chadwicks Home Price Trend
City Comparison
Chadwicks vs. National Median
At $203,582, homes in Chadwicks cost 50% below the national median of $410,000. This makes Chadwicks a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chadwicks?
20% Down Payment
$40,716
on $203,582
Monthly P&I
$1,062/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,349/mo
incl. taxes & insurance
Income Needed
$53,960
gross annual (30% rule)
10% Down Option
$20,358
+ PMI applies
Loan Amount (20% dn)
$162,866
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chadwicks, NY?
The median home value in Chadwicks is $203,582 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.8% year-over-year.
How much have home prices changed in Chadwicks?
Over the past year, home values in Chadwicks have increased by 8.8%. Over five years, prices have risen approximately 43.6%.
How much do I need to earn to buy a home in Chadwicks?
To comfortably afford the median home price of $203,582 with a 20% down payment ($40,716) at today's rates (6.8%), you'd need a gross annual income of approximately $53,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Chadwicks compare to the national average home price?
The national median home value is approximately $410,000. At $203,582, homes in Chadwicks are 50% below the national average.
What metro area is Chadwicks part of?
Chadwicks is part of the Utica-Rome, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.