Market Overview
Home Prices in Chappaqua, NY
The median home value in Chappaqua, NY is $1,539,660 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.6% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chappaqua are priced276% above average. Chappaqua is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Chappaqua home values have risen by approximately45.7%, reflecting strong long-term appreciation in this market.
Price History
Chappaqua Home Price Trend
City Comparison
Chappaqua vs. National Median
At $1,539,660, homes in Chappaqua cost 276% above the national median of $410,000. Buyers in Chappaqua should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Chappaqua?
20% Down Payment
$307,932
on $1,539,660
Monthly P&I
$8,030/mo
30-yr @ 6.8%
Total Monthly Est.
~$10,198/mo
incl. taxes & insurance
Income Needed
$407,920
gross annual (30% rule)
10% Down Option
$153,966
+ PMI applies
Loan Amount (20% dn)
$1,231,728
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chappaqua, NY?
The median home value in Chappaqua is $1,539,660 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.6% year-over-year.
How much have home prices changed in Chappaqua?
Over the past year, home values in Chappaqua have increased by 10.6%. Over five years, prices have risen approximately 45.7%.
How much do I need to earn to buy a home in Chappaqua?
To comfortably afford the median home price of $1,539,660 with a 20% down payment ($307,932) at today's rates (6.8%), you'd need a gross annual income of approximately $407,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Chappaqua compare to the national average home price?
The national median home value is approximately $410,000. At $1,539,660, homes in Chappaqua are 276% above the national average.
What metro area is Chappaqua part of?
Chappaqua is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.