Market Overview
Home Prices in Chaumont, NY
The median home value in Chaumont, NY is $269,440 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.7% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chaumont are priced34% below average. Chaumont is part of the Watertown-Fort Drum, NY metro area.
Over the past five years, Chaumont home values have risen by approximately48.6%, reflecting strong long-term appreciation in this market.
Price History
Chaumont Home Price Trend
City Comparison
Chaumont vs. National Median
At $269,440, homes in Chaumont cost 34% below the national median of $410,000. This makes Chaumont a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chaumont?
20% Down Payment
$53,888
on $269,440
Monthly P&I
$1,405/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,784/mo
incl. taxes & insurance
Income Needed
$71,360
gross annual (30% rule)
10% Down Option
$26,944
+ PMI applies
Loan Amount (20% dn)
$215,552
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chaumont, NY?
The median home value in Chaumont is $269,440 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.7% year-over-year.
How much have home prices changed in Chaumont?
Over the past year, home values in Chaumont have increased by 10.7%. Over five years, prices have risen approximately 48.6%.
How much do I need to earn to buy a home in Chaumont?
To comfortably afford the median home price of $269,440 with a 20% down payment ($53,888) at today's rates (6.8%), you'd need a gross annual income of approximately $71,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Chaumont compare to the national average home price?
The national median home value is approximately $410,000. At $269,440, homes in Chaumont are 34% below the national average.
What metro area is Chaumont part of?
Chaumont is part of the Watertown-Fort Drum, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.