Market Overview
Home Prices in Chautauqua, NY
The median home value in Chautauqua, NY is $588,751 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chautauqua are priced44% above average. Chautauqua is part of the Jamestown-Dunkirk-Fredonia, NY metro area.
Price History
Chautauqua Home Price Trend
2024
$529,378
$529K
—
2025
$576,783
$577K
+9.0%
2026
$588,751
$589K
+2.1%
City Comparison
Chautauqua vs. National Median
🏠 Chautauqua
$588,751
National Median
$410,000
At $588,751, homes in Chautauqua cost 44% above the national median of $410,000. Buyers in Chautauqua should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Chautauqua?
20% Down Payment
$117,750
on $588,751
Monthly P&I
$3,071/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,900/mo
incl. taxes & insurance
Income Needed
$156,000
gross annual (30% rule)
10% Down Option
$58,875
+ PMI applies
Loan Amount (20% dn)
$471,001
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chautauqua, NY?
The median home value in Chautauqua is $588,751 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Chautauqua?
Over the past year, home values in Chautauqua have increased by 2.1%.
How much do I need to earn to buy a home in Chautauqua?
To comfortably afford the median home price of $588,751 with a 20% down payment ($117,750) at today's rates (6.8%), you'd need a gross annual income of approximately $156,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Chautauqua compare to the national average home price?
The national median home value is approximately $410,000. At $588,751, homes in Chautauqua are 44% above the national average.
What metro area is Chautauqua part of?
Chautauqua is part of the Jamestown-Dunkirk-Fredonia, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.