Market Overview
Home Prices in Chazy, NY
The median home value in Chazy, NY is $262,102 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.3% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chazy are priced36% below average. Chazy is part of the Plattsburgh, NY metro area.
Price History
Chazy Home Price Trend
2024
$233,894
$234K
—
2025
$244,176
$244K
+4.4%
2026
$262,102
$262K
+7.3%
City Comparison
Chazy vs. National Median
🏠 Chazy
$262,102
National Median
$410,000
At $262,102, homes in Chazy cost 36% below the national median of $410,000. This makes Chazy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chazy?
20% Down Payment
$52,420
on $262,102
Monthly P&I
$1,367/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,736/mo
incl. taxes & insurance
Income Needed
$69,440
gross annual (30% rule)
10% Down Option
$26,210
+ PMI applies
Loan Amount (20% dn)
$209,682
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chazy, NY?
The median home value in Chazy is $262,102 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.3% year-over-year.
How much have home prices changed in Chazy?
Over the past year, home values in Chazy have increased by 7.3%.
How much do I need to earn to buy a home in Chazy?
To comfortably afford the median home price of $262,102 with a 20% down payment ($52,420) at today's rates (6.8%), you'd need a gross annual income of approximately $69,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Chazy compare to the national average home price?
The national median home value is approximately $410,000. At $262,102, homes in Chazy are 36% below the national average.
What metro area is Chazy part of?
Chazy is part of the Plattsburgh, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.