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📍 Churubusco, NY · Zillow ZHVI · July 2026

Average Home Price in
Churubusco, NY

Plattsburgh, NY metro area · Clinton County County

Median Home Value
$160,557
↑ 10.1% year-over-year
vs. National Median
$410,000
Churubusco is 61% below
Est. Monthly Payment
$837/mo
20% down · 6.8% rate
Income Needed
$43K
gross annual (30% rule)
Median Home Value
$160,557
↑ 10.1% year-over-year
Down Payment (20%)$32,111
Monthly P&I$837/mo
With Taxes & Ins.~$1,063/mo
Income Needed$42,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Churubusco, NY

The median home value in Churubusco, NY is $160,557 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.1% compared to a year ago and down 0.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Churubusco are priced61% below average. Churubusco is part of the Plattsburgh, NY metro area.

City Comparison

Churubusco vs. National Median

🏠 Churubusco
$160,557
National Median
$410,000

At $160,557, homes in Churubusco cost 61% below the national median of $410,000. This makes Churubusco a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Churubusco?

20% Down Payment
$32,111
on $160,557
Monthly P&I
$837/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,063/mo
incl. taxes & insurance
Income Needed
$42,520
gross annual (30% rule)
10% Down Option
$16,056
+ PMI applies
Loan Amount (20% dn)
$128,446
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Churubusco, NY?
The median home value in Churubusco is $160,557 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.1% year-over-year.
How much have home prices changed in Churubusco?
Over the past year, home values in Churubusco have increased by 10.1%.
How much do I need to earn to buy a home in Churubusco?
To comfortably afford the median home price of $160,557 with a 20% down payment ($32,111) at today's rates (6.8%), you'd need a gross annual income of approximately $42,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Churubusco compare to the national average home price?
The national median home value is approximately $410,000. At $160,557, homes in Churubusco are 61% below the national average.
What metro area is Churubusco part of?
Churubusco is part of the Plattsburgh, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.