Market Overview
Home Prices in Circleville, NY
The median home value in Circleville, NY is $484,311 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Circleville are priced18% above average. Circleville is part of the Poughkeepsie-Newburgh-Middletown, NY metro area.
Price History
Circleville Home Price Trend
2024
$446,847
$447K
—
2025
$463,144
$463K
+3.6%
2026
$484,311
$484K
+4.6%
City Comparison
Circleville vs. National Median
🏠 Circleville
$484,311
National Median
$410,000
At $484,311, homes in Circleville cost 18% above the national median of $410,000. Buyers in Circleville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Circleville?
20% Down Payment
$96,862
on $484,311
Monthly P&I
$2,526/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,208/mo
incl. taxes & insurance
Income Needed
$128,320
gross annual (30% rule)
10% Down Option
$48,431
+ PMI applies
Loan Amount (20% dn)
$387,449
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Circleville, NY?
The median home value in Circleville is $484,311 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Circleville?
Over the past year, home values in Circleville have increased by 4.6%.
How much do I need to earn to buy a home in Circleville?
To comfortably afford the median home price of $484,311 with a 20% down payment ($96,862) at today's rates (6.8%), you'd need a gross annual income of approximately $128,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Circleville compare to the national average home price?
The national median home value is approximately $410,000. At $484,311, homes in Circleville are 18% above the national average.
What metro area is Circleville part of?
Circleville is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.