Market Overview
Home Prices in Clark Mills, NY
The median home value in Clark Mills, NY is $185,310 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.7% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clark Mills are priced55% below average. Clark Mills is part of the Utica-Rome, NY metro area.
Price History
Clark Mills Home Price Trend
2023
$160,828
$161K
—
2024
$166,896
$167K
+3.8%
2025
$168,966
$169K
+1.2%
2026
$185,310
$185K
+9.7%
City Comparison
Clark Mills vs. National Median
🏠 Clark Mills
$185,310
National Median
$410,000
At $185,310, homes in Clark Mills cost 55% below the national median of $410,000. This makes Clark Mills a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clark Mills?
20% Down Payment
$37,062
on $185,310
Monthly P&I
$966/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,227/mo
incl. taxes & insurance
Income Needed
$49,080
gross annual (30% rule)
10% Down Option
$18,531
+ PMI applies
Loan Amount (20% dn)
$148,248
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clark Mills, NY?
The median home value in Clark Mills is $185,310 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.7% year-over-year.
How much have home prices changed in Clark Mills?
Over the past year, home values in Clark Mills have increased by 9.7%.
How much do I need to earn to buy a home in Clark Mills?
To comfortably afford the median home price of $185,310 with a 20% down payment ($37,062) at today's rates (6.8%), you'd need a gross annual income of approximately $49,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Clark Mills compare to the national average home price?
The national median home value is approximately $410,000. At $185,310, homes in Clark Mills are 55% below the national average.
What metro area is Clark Mills part of?
Clark Mills is part of the Utica-Rome, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.