Market Overview
Home Prices in Colton, NY
The median home value in Colton, NY is $198,431 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.4% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Colton are priced52% below average. Colton is part of the Ogdensburg-Massena, NY metro area.
Over the past five years, Colton home values have risen by approximately24.3%, reflecting strong long-term appreciation in this market.
Price History
Colton Home Price Trend
City Comparison
Colton vs. National Median
At $198,431, homes in Colton cost 52% below the national median of $410,000. This makes Colton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Colton?
20% Down Payment
$39,686
on $198,431
Monthly P&I
$1,035/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,314/mo
incl. taxes & insurance
Income Needed
$52,560
gross annual (30% rule)
10% Down Option
$19,843
+ PMI applies
Loan Amount (20% dn)
$158,745
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Colton, NY?
The median home value in Colton is $198,431 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.4% year-over-year.
How much have home prices changed in Colton?
Over the past year, home values in Colton have increased by 7.4%. Over five years, prices have risen approximately 24.3%.
How much do I need to earn to buy a home in Colton?
To comfortably afford the median home price of $198,431 with a 20% down payment ($39,686) at today's rates (6.8%), you'd need a gross annual income of approximately $52,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Colton compare to the national average home price?
The national median home value is approximately $410,000. At $198,431, homes in Colton are 52% below the national average.
What metro area is Colton part of?
Colton is part of the Ogdensburg-Massena, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.