Market Overview
Home Prices in Congers, NY
The median home value in Congers, NY is $676,937 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and down 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Congers are priced65% above average. Congers is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Congers home values have risen by approximately23.8%, reflecting strong long-term appreciation in this market.
Price History
Congers Home Price Trend
City Comparison
Congers vs. National Median
At $676,937, homes in Congers cost 65% above the national median of $410,000. Buyers in Congers should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Congers?
20% Down Payment
$135,387
on $676,937
Monthly P&I
$3,531/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,484/mo
incl. taxes & insurance
Income Needed
$179,360
gross annual (30% rule)
10% Down Option
$67,694
+ PMI applies
Loan Amount (20% dn)
$541,550
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Congers, NY?
The median home value in Congers is $676,937 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Congers?
Over the past year, home values in Congers have increased by 0.9%. Over five years, prices have risen approximately 23.8%.
How much do I need to earn to buy a home in Congers?
To comfortably afford the median home price of $676,937 with a 20% down payment ($135,387) at today's rates (6.8%), you'd need a gross annual income of approximately $179,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Congers compare to the national average home price?
The national median home value is approximately $410,000. At $676,937, homes in Congers are 65% above the national average.
What metro area is Congers part of?
Congers is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.